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Consumer Rights

At Cedar Financial, we pride ourselves on “Putting People First.”
We believe in the rights of the consumer and our efforts run parallel to those beliefs. We strive to build honest relationships with consumers by remaining transparent with the collections process and ensuring consumers are aware of their rights.

Below is a list of additional information from governmental agencies which regulate the collection industry and may provide you with further guidance on how to amicably resolve your debt or dispute.

At Cedar Financial we understand that having a debt fall into collections can be scary.
This is why we use a human-centered-approach, focusing on creating payment solutions that work for both consumers and our clients.

Consumer Rights

At Cedar Financial, we pride ourselves on “Putting People First.”
We believe in the rights of the consumer and our efforts run parallel to those beliefs. We strive to build honest relationships with consumers by remaining transparent with the collections process and ensuring consumers are aware of their rights.

Below is a list of additional information from governmental agencies which regulate the collection industry and may provide you with further guidance on how to amicably resolve your debt or dispute.

At Cedar Financial we understand that having a debt fall into collections can be scary.
This is why we use a human-centered-approach, focusing on creating payment solutions that work for both consumers and our clients.

Fair Debt Collection Act

Consumer Financial Protection Bureau, CFPD, is pleased to submit to Congress our fifth annual report summarizing activities to administer the Fair Debt Collection Practices Act (“FDCPA”). This year’s report describes activities conducted by the CFPB and the Federal Trade…
Read More

Debt Collection

If you’re behind in paying your bills, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which…
Read More

Coping with debt

Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? You’re not alone…
Read More

Debts and Deceased Relatives

After a relative dies, the last thing grieving family members want are calls from debt collectors asking them to pay a loved one’s debts. As a rule, those debts are paid from the deceased person’s estate. According to…
Read More

Fake Debt Collectors

Consumers across the country report that they’re getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. So what’s the story?
Read More

Time-Barred Debts

If you have old debts, collectors may not be able to sue you to collect on them. That’s because debt collectors have a limited number of years to sue you to collect. After that, your unpaid debts are considered “time-barred.” According to the law…
Read More

Arbitraje de cobranza de deudas

Si usted no paga sus facturas, un cobrador de deudas puede iniciar procedimientos legales en su contra. Los cobradores de deudas pueden demandarlo ante una corte para tratar de cobrarle la deuda…
Read More

Fair Debt Collection Act

Consumer Financial Protection Bureau, CFPD, is pleased to submit to Congress our fifth annual report summarizing activities to administer the Fair Debt Collection Practices Act (“FDCPA”). This year’s report describes activities conducted by the CFPB and the Federal Trade…
Read More

Debt Collection

If you’re behind in paying your bills, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which…
Read More

Coping with debt

Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? You’re not alone…
Read More

Debts and Deceased Relatives

After a relative dies, the last thing grieving family members want are calls from debt collectors asking them to pay a loved one’s debts. As a rule, those debts are paid from the deceased person’s estate. According to…
Read More

Fake Debt Collectors

Consumers across the country report that they’re getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. So what’s the story?
Read More

Time-Barred Debts

If you have old debts, collectors may not be able to sue you to collect on them. That’s because debt collectors have a limited number of years to sue you to collect. After that, your unpaid debts are considered “time-barred.” According to the law…
Read More

Arbitraje de cobranza de deudas

Si usted no paga sus facturas, un cobrador de deudas puede iniciar procedimientos legales en su contra. Los cobradores de deudas pueden demandarlo ante una corte para tratar de cobrarle la deuda…
Read More

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