An empathetic approach to collections and financial solutions, delivering measurable outcomes for clients worldwide.













At Cedar Financial, we believe revenue recovery should never come at the cost of customer relationships. Our people-first approach, global expertise, and technology-driven processes ensure sustainable financial outcomes for clients and their customers alike.
Expertise and technology, focused on results and respectful engagement.




1
Invoices often go unpaid or overlooked, creating cash flow gaps.
2
Collection efforts can risk damaging trust and loyalty.
3
Manual workflows and fragmented systems slow down recovery efforts.
4
Managing financial regulations across regions is demanding.
Cedar combines 30+ years of expertise, AI solutions, and omnichannel strategies to optimize financial outcomes.
Connecting early outreach with advanced recovery for complete portfolio performance.
Collect with your brand
Recover payments early while protecting customer relationships and unlocking tied-up cash flow.
Recover aged accounts with precision
Drive compliant, high-performance recovery while maintaining customer trust and brand reputation.
Not just a conversational AI, but your ultimate account concierge built on three decades of fintech and collections.
Emily embodies VISACTTM AI – our agentic model that captures your top collectors’ expertise and delivers it 24/7, acting with precision, empathy, and consistency across every account.
Value-added solutions designed to power stronger recoveries

Provides real-time insights into recovery efforts and portfolio behavior for better decisions.

Aligns with your teams to ensure seamless communication and consistent recovery performance.

Extends recovery efforts through a global network of trusted legal partners.

Encourages payment through transparent and compliant reporting to major credit bureaus.

Utilizes data intelligence to locate debtor assets and strengthen recovery strategy.

Keeps account data current with automated national change-of-address updates.
Powered by a global network of trusted local partner offices for seamless, compliant recoveries.
Proven expertise in managing recoveries across finance, education, telecom, and more.
Join businesses already optimizing recovery across every stage of credit lifecycle
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