First-Party Collections

Strengthen your in-house recovery with AI-powered engagement, human expertise, and customer-first communication for early-stage debt recovery.

Trusted by Industry Leaders Worldwide

See What’s Holding Your A/R Back

In-house collection teams often struggle to maintain efficiency, engagement, and visibility across growing account volumes.

Limited Outreach Capacity

Low Customer Engagement

Inefficient Follow-Ups

Data and Visibility Gaps

Transform Your Internal Collections Approach

Turn every account interaction into an opportunity for successful, on-brand debt recovery.

Early Intervention for Maximum Recovery

Act quickly on recent delinquencies to drive higher engagement rates and faster payments.

Seamless Integration to Third-Party Collections

Your AI Account Concierge

Empower your workforce with a conversational AI that stays on-brand, compliant, and drives efficient collections.

Emily

Built on 30+ years of fintech expertise.

What she can do for you:

The AI Concierge Advantage

Combine human expertise with AI precision to accelerate recoveries, reduce costs, and improve engagement across every account.

Higher Recovery Rates

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Reduction in Operational Costs

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First-Contact Resolution Rate

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Real-Time Insights at Your Fingertips

Monitor portfolio performance, track collections, and measure engagement with an intuitive, data-driven dashboard.

Results of Our People-First Approach

Blending decades of expertise with AI innovation to transform recovery outcomes.

“I want to thank Sylverster for the outstanding support in helping me close my debt account. He was incredibly professional, patient, and clear in his explanations, making sure I fully understood every step of the process. He took the time to answer all my questions and made what could have been a stressful situation feel smooth and manageable. I truly appreciate his help and excellent customer service. Thank you, Silverster!”

José

“Their web site is super friendly and very easy to use. It also allows you to setup payment plans, do partial payments or pay full amount.”

Niko

“I worked with Zain of Cedars in my loan repayment. He was very gentle and ,kind and patient through out the process. He helped me set some personal financial goals which helped me clear my overdue loan with ease.”

Langiwe

Accounts Serviced and Recovered in Over 100 Countries:

Billion

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Trusted by Industry Leaders:

Creditors

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Decades of Expertise:

Years of Service

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Rated Experience:

Reviews

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Turn Unpaid Balances into Performance

Leverage our expert, on-brand internal collections approach to boost recovery while preserving customer relationships.

Frequently Asked Questions

Get answers to common questions about Emily AI, our services, and how we can transform your debt recovery operations with intelligent, empathetic solutions.

How does AI improve collections compared to traditional methods?