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Catch us at Money 20/20 🔥 Las Vegas! Experience the future of collections.

Catch us at Money 20/20 🔥 Las Vegas! Experience the future of collections.

INTRODUCING COLLECTCO.ai

Your ultimate AI account concierge, trained on 30+ years of collection expertise.

Key Challenges in A/R Management

A/R teams juggle people, processes, and systems – where even small inefficiencies can slow down recovery and strain resources.

Prolonged A/R Cycles

Manual processes and delayed follow-ups keep accounts outstanding, restricting cash flow.

Limited Human Capacity

Human agents can’t engage every customer consistently or around the clock.

Low Consumer Engagement

Generic calls and emails often go ignored, slowing down collections.

The Intelligence Behind Smarter Collections

AI-powered account concierge that resolves accounts, engages customers, and scales effortlessly.

Omnichannel Communication

Reach customers seamlessly across calls, SMS, email, and chat for maximum engagement.

AI That Observes, Learns & Improves

Continuously analyzes interactions to optimize recovery strategies and internal workflows.

All-in-One Analytics Dashboard

Track accounts, measure performance, and gain insights in a single, intuitive platform.

Operational Efficiency

Automates routine tasks, freeing teams to focus on complex accounts.

Multilingual Support

Engage customers in their preferred language to improve responsiveness and satisfaction.

Integrations & Compatibility

Works seamlessly with CRMs, billing platforms, and existing workflows.

Enterprise-Grade Security & Compliance

Ensures all data and communications meet federal and state regulations.

The Dual Core of COLLECTCO.ai

Emily personalizes every interaction and VISACT™ powers the system behind it – ensuring scale, speed, and accuracy.

Emily – Your Ultimate AI Account Concierge

Built & trained on 30+ years of fintech expertise.

What she can do for you:

Communicate with empathy
Transfer calls to live agents
Accept secure payments
Handle disputes & more

VISACT™ – Turning Vision into Action

The intelligent operations layer that learns, adapts, and drives smarter decisions across every stage of A/R management.

Observes and learns from your best performers
Optimizes workflows for peak efficiency
Learns continuously to enhance every outcome
Delivers real-time insights that drive faster action
Spots upsell and cross-sell opportunities automatically
Connects effortlessly with your existing systems

Complete Accounts Receivable Intelligence

COLLECTCO.ai supports both operational excellence and strategic growth, helping your business perform at its peak.
Maximize revenue recovery & cash flow
Cut costs via automation & optimization
Personalize customer experiences
Get real-time insights for quick decisions
Identify new growth opportunities

Get Your Personalized Quote

Build the right solution for your team – start by selecting your plan and the preferred add-ons.

Small to Medium Business Essential Plan

Enterprise Premium Plan

Additional features you can add with your selected plan
SOC/ISO Alignments

Strengthen data security and compliance with SOC 2 and ISO-aligned operational standards.

VISACTTM
Gain real-time visibility and continuous optimization with AI that learns from every interaction to improve performance.
White-label Consumer Portal
Offer customers a seamless, branded payment experience through your own secure portal.
Cedar Payment Portal
Enable instant, frictionless payments through integrated digital channels.
Extended Coverage Experts

Skilled agents step in when you need support.

Results of Our Empathy-Driven Approach

Discover how organizations across industries have transformed their debt recovery operations with COLLECTCO’s AI-powered, empathy-driven solutions.

Accounts Serviced and Recovered in Over 100 Countries:

Billion
$ 0 +

Trusted by Industry Leaders:

Creditors
0 k+

Decades of Expertise:

of Service
0 + Years

Rated Experience:

Reviews
0 +

Take control of collections with smarter technology.

Get a quick walkthrough of both plans – from integration to measurable outcomes – and see how they align with your recovery goals.

Frequently Asked Questions

Get answers to common questions about Emily AI, our services, and how we can transform your debt recovery operations with intelligent, empathetic solutions.
Cedar Financial offers ethical, compliant debt recovery solutions, including third-party collections, international collections, and early-stage (first-party) recovery for businesses worldwide.

With over 30 years of experience, Cedar combines human expertise with advanced technology to deliver results through a transparent, customer-centric approach – protecting both your brand and customer relationships.

We work across multiple industries, including education, banking, finance, telecommunications, healthcare, e-commerce, and government, providing tailored recovery strategies for each.

It automates routine communication like payment reminders, account updates, and balance inquiries – ensuring consistent, compliant, and timely engagement without human delay.

Yes. Cedar Financial is fully licensed and compliant with federal, state, and international regulations, including FDCPA, GDPR, and other applicable local laws.

Yes. All interactions follow Cedar Financial’s global compliance framework – including FDCPA, TCPA, and GDPR standards – ensuring every message is ethical, secure, and compliant.

Absolutely. With global offices and local partners in over 150 countries, we provide worldwide recovery with local expertise and cultural alignment.

Our collectors are professionally trained to engage with empathy, respect, and transparency – maintaining compliance and protecting your brand reputation at every step. In addition to training, all of our consumer interactions are monitored constantly by AI Tools and our QA Team to ensure quality and compliance standards are maintained.

Simply reach out through our request a quote form or email. Our team will assess your needs, discuss service options, and guide you through a seamless onboarding process.

Yes. We offer flexible data exchange options and integration capabilities to ensure efficient communication and smooth case management between systems.

Clients receive real-time updates, detailed reporting, and access to account status through client portals, ensuring full transparency.

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