Debt Collection Pakistan | Cedar Financial

Debt Collection Pakistan

A Trusted Recovery Solution in Pakistan

Collecting a debt in Pakistan can seem impossible. Language and cultural barriers, foreign laws and customs, and sheer distance all impose serious challenges.

Debt recovery is simpler when you use a collection agency fluent in the laws and customs of the country where the debtor resides. Cedar Financial offers on-the-ground representatives in Pakistan who understand the debt collection practices that work to support full recovery of your funds.

Since 1991, Cedar Financial has served as a trustworthy, nationally licensed debt collection agency, helping businesses collect unpaid accounts internationally. With knowledge of collecting debts in a wide range of different industries, our experienced team collects your debts quickly and effectively so you can receive the payments you're owed.

With offices in over 150 countries, including Pakistan, working with Cedar Financial provides you access to a global network of nationally licensed debt collectors. Our in-depth understanding of local laws, customs and cultures guarantees the best possible debt mediation results.

Comprehensive, People-First Help

At Cedar Financial, we put people first, doing everything we can to get your money back while still preserving a good relationship with your customer. Our strategic public relations efforts are fair, but firm-ensuring your reputation is our top priority!

We combine a people-oriented approach with the latest tech-driven solutions to drive results and provide better contact management. This comprehensive method gets the results you need while preserving customer relationships.

In addition, our network of debt collectors, attorneys, suppliers and vendors are cherished relationships that allows us to get the job done. We value each of these relationships, no matter how small or large.

Contact us today and learn what we can do for your business.

Frequently asked questions for Pakistan

We have vast experience in Debt Collection and have been in business since 1984. We have expertise with the characteristics of our local market, professionalism in dealing with consumer and commercial debt cases and a wide network which allows us to serve our clients without limitations.

We work on a “No Collection – No Fee” basis so we will not charge a fee if we recover no money for you. That principle applies to pre-legal debt collection only.

On our international business, we do not set a minimum number of accounts, but do set a minimum value of debt at USD 500.00.

We service both Consumer and Commercial debts.

Approximately 3 to 6 months when there is no dispute involved and we have valid contact information provided. Otherwise, the claim could take up to a year for pre-legal recovery.

We first send a Letter of Demand/Legal Notice to the debtors and wait for their response, if we do not get any response we call the debtors if their contact numbers are available, if no contact numbers are found or available, we send them a reminder, if still the debtors do not respond we then visit the address the debtors as given in your instructions and have a meeting with the debtors and ask them to pay the debt amount, if after exhausting all the Amicable Collection efforts it is not possible to collect the debt amount in an amicable way, we submit our final report and ask/suggest the client to take legal action, this legal action is provided by our Firm

The statute of limitation in Pakistan is three years from due date. If the customer acknowledges the debt amount through any of their correspondence, this statute is extended to another 3 years.

Yes, we have experienced field agents who visit the debtors and negotiate the matter with them.

You are requested to provide street address of the customer and all the relevant documents such as invoices, statement of account and correspondence (if any) exchange between the parties.

We can provide you all sort of legal assistance including court cases where amicable collection is not possible.

Collection costs cannot be added to the debt. Only court costs can be added on to the debt when suit is successful.

Cedar Financial