Debt Collection Ghana

A Trusted Recovery Solution in Ghana

Collecting a debt in Ghana can seem impossible. Language and cultural barriers, foreign laws and customs, and sheer distance all impose serious challenges.

Debt recovery is simpler when you use a collection agency fluent in the laws and customs of the country where the debtor resides. Cedar Financial offers on-the-ground representatives in Ghana who understand the debt collection practices that work to support full recovery of your funds.

Since 1991, Cedar Financial has served as a trustworthy, nationally licensed debt collection agency, helping businesses collect unpaid accounts internationally. With knowledge of collecting debts in a wide range of different industries, our experienced team collects your debts quickly and effectively so you can receive the payments you're owed.

With offices in over 150 countries, including Ghana, working with Cedar Financial provides you access to a global network of nationally licensed debt collectors. Our in-depth understanding of local laws, customs and cultures guarantees the best possible debt mediation results.

Comprehensive, People-First Help

At Cedar Financial, we put people first, doing everything we can to get your money back while still preserving a good relationship with your customer. Our strategic public relations efforts are fair, but firm-ensuring your reputation is our top priority!

We combine a people-oriented approach with the latest tech-driven solutions to drive results and provide better contact management. This comprehensive method gets the results you need while preserving customer relationships.

In addition, our network of debt collectors, attorneys, suppliers and vendors are cherished relationships that allows us to get the job done. We value each of these relationships, no matter how small or large.

Contact us today and learn what we can do for your business.

Frequently asked questions for Ghana

Among several other reasons, we are credible, reliable and consistently pursue the recoveries only within the confines provided by our given client.

We work on a "No Collection - No Fee" basis so we will not charge a fee if we recover no money for you. That principle applies to pre-legal debt collection only. If legal action is recommended/unavoidable- we will quote our legal fees separately.

We have no minimum value or volume that is required to place accounts.

All types of debts.

It will depend on the extent to which Debtor admits or contests our claim, the nature of such contest and the legitimate ability of Debtor to settle the debt.

First, a demand letter is sent, followed by many telephone follow up calls and finally a personal visit when required if practical. We will continue to follow up on the account and attempt to resolve the matter with additional letters and phone calls.

In terms of Section 4 of Ghana's Limitation Act, 1972 (NRCD 54) actions founded on Contract are barred after Six (6) years.

We do not have field agents but we schedule meetings with Debtors at times convenient for them for attempts at possible resolutions.

Documentation is necessary especially if the debtor denies the debt. It also helps us to understand the nature of the debt which helps in our dialogue with the debtor.

Yes, if same was incorporated in or contemplated by the Contract. Otherwise a victorious party in a litigation would be entitled only to Costs.

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