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Our professional San Diego debt collectors are trained in local laws, including the California/Rosenthal Fair Debt Collection Practices Act (CFDCPA) and the Fair Debt Collection Practices Act (FDCPA), for high levels of compliance and fast results you can count on.
For pre-legal services, we work on a “no collection – no fee” basis, so you will only pay when your funds are recovered. For legal services, we offer low-cost options.
We have no minimum value or volume that is required to place accounts.
We service consumer and commercial debts, large or small, across many industries.
It varies. Factors such as the age of the account and the type of debt being collected must be taken into account, along with the specific circumstances of the claim. Because we know timely results are important to you, we guarantee an update on your claim within 30 days.
Once we receive your accounts and the proper documents to validate the claim, our representatives will begin by skip tracing the accounts to locate the debtor. We will then immediately begin working the account via phone and mail and issue a written demand notice allowing 30 days for debt validation as required by the FDCPA.
The statute of limitations in San Diego is four years for credit card debt or written contracts, and two years for oral agreements.
If your debtor is unresponsive to letters and phone calls, we provide on-the-ground field services for investigation, skip tracing, in-person visits at your debtor’s residence, asset searches, and more.
Yes, of course. We need all the relevant documents about the case, which includes any invoices, the debtor’s information, and other supporting documents.
Yes. In the event all amicable efforts are exhausted, our in-house legal team will conduct a thorough review of the file to determine collectability in litigation. If the file qualifies and you approve, we will work with the local attorney in San Diego to file suit and pursue the claim, including asset search, arbitration, trial representation, obtainment of a judgment and post-judgment enforcement.
Yes, if included in the contract.
